There is absolutely nothing wrong with being giving and generous to the people you love -- after all, when you care about someone, you want to do things that show them how valuable they are to you. But today, your extravagant spirit could run the risk of putting your bank account in jeopardy! Cut out the unnecessary gifts for a while -- and instead of picking up the check at lunch, split it. The people you'll be with won't mind, and it will be the start of a very good habit.

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