Someone you care about is in over their head in a new relationship, a new job, or perhaps a new and expensive purchase. Take note of their behavior, today -- do they seem like they need someone to talk to? If they reach out to you, make yourself available -- but don't come down on them and start lecturing them! Preaching will not get you anywhere, except on their list of people to avoid. If they don't ask for help, just let them figure things out on their own.

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